Question 1

Which credit card is best for earning air miles in India?

Accepted Answer

Cards co-branded with airlines or those with strong transfer partners give the best air mile value. Look for high earn rates on flight bookings, airline transfer partners (Air India, Singapore Airlines, British Airways), and a low transfer ratio.

Question 2

Can I transfer Indian credit card points to IndiGo or Air India miles?

Accepted Answer

Air India Flying Returns is the most widely supported transfer partner for Indian credit cards. IndiGo's 6E Rewards program has limited card transfer support. Axis Bank, HDFC, and Amex cards offer the broadest airline transfer partner networks in India.

Question 3

How many miles do I need for a free flight using credit card rewards?

Accepted Answer

Short-haul economy redemptions typically start at 5,000–15,000 miles depending on the airline and route. Always check the specific airline's award chart and factor in fuel surcharges, which can significantly add to the overall cost.

Question 4

Are co-branded airline credit cards worth it in India?

Accepted Answer

Co-branded airline cards deliver the best value if you regularly fly that specific airline — they offer accelerated miles on that carrier's tickets, complimentary upgrades, and priority boarding. For multi-airline travellers, a general travel card with broad airline transfer partners is usually more flexible.

Question 5

Can I use miles earned in India to book international flights?

Accepted Answer

Yes, airline miles earned on Indian credit cards can typically be redeemed on international flights — both on the partner airline and its alliance partners. Business and first class international redemptions often give the best cents-per-mile value.

Best Aviation & Airline Credit Cards of June 2026

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