Priority Pass
Axis Bank
Vistara Infinite
The Vistara Infinite is currently in a "transition" phase following the Air India merger. While it still offers 6 Maharaja Points per ₹200 and a Business Class welcome voucher, 2026 updates have made the Gold Tier membership conditional on taking 4 flights.
Direct link to the issuer's website. Terms apply — verify current offer with the bank.
Data last updated 29 May 2026.
At a Glance
Annual Fee
₹10,000
Joining Fee
₹10,000
Fee Waiver
N/A
Lounge Access
See details
Forex Markup
3.5%
Effective Yield
3% – 12.5%
Our Take
The Vistara Infinite is currently in a "transition" phase following the Air India merger. While it still offers 6 Maharaja Points per ₹200 and a Business Class welcome voucher, 2026 updates have made the Gold Tier membership conditional on taking 4 flights. It remains the best tool for Vistara loyalists, but its long-term future under Air India remains fluid.In 2026, this card is a "hold or fold" proposition. While existing users still enjoy the 1.5%–3% effective reward rate via Maharaja Points, the April 2026 "interim" policy has caused ripples: for many, the annual renewal fee is being waived in exchange for removing the renewal ticket and milestone vouchers. An unbiased review must highlight the ₹50,000 quarterly spend requirement now needed for its 2 domestic lounge visits. With a steep 3.5% forex markup and no international lounge access, its value is now strictly tied to those legacy Vistara routes being integrated into the Air India Maharaja Club.
Pros
- Comped Maharaja Club Gold Status: Upon fee payment, you are automatically upgraded to the Gold tier of the newly unified Air India Maharaja Club. This is the 'killer feature,' granting you priority boarding, extra baggage, and access to Air India’s global lounge network—even on domestic routes.
- The 'Annual Fee Holiday' (2025–26): As an interim measure for the merger, Axis is currently waiving the ₹10,000 annual fee for many existing users in their 2025–26 renewal cycle. For your readers, this turns a premium paid product into a high-value Lifetime Free (LTF) card for at least one year.
- High-Yield 'Maharaja Point' Accrual: Earns 6 Maharaja Points (formerly CV Points) for every ₹200 spent. In the unified Air India ecosystem, these points now offer broader redemption flexibility across the entire Star Alliance network, from Lufthansa to United Airlines.
- Elite Insurance Umbrella: Provides one of the most robust travel insurance suites in India, including a ₹2.5 Crore Air Accident cover and $300 (~₹25,000) for loss of travel documents or baggage delay. For international travelers, this 'silent' benefit provides significant peace of mind.
- Complimentary Golf & Dining: Includes 6 rounds of golf per year at premium Indian courses and a flat 40% discount (up to ₹1,000) at partner restaurants via EazyDiner. These lifestyle perks remain untouched by the airline merger, maintaining the card's 'Infinite' luxury positioning.
Cons
- The 'Voucher Cliff': Effective late 2025, Axis has discontinued the 'Renewal Benefit' of complimentary Business Class tickets for several users during the transition. Unless specifically confirmed in the 2026 welcome kit, new applicants may find the 'Free Ticket' perk replaced by a flat point-bonus.
- Aggressive Milestone Removal: The legendary milestone system (4 free Business Class tickets at ₹12L spend) is being phased out in favor of Air India flight vouchers. These new vouchers often come with 'blackout dates' and restricted seat inventory that didn't exist in the old Club Vistara system.
- New 2026 'Utility' Block: As of April 2026, Axis has stopped awarding any Maharaja Points on Utilities, Rent, Insurance, and Education. Furthermore, spending on Jewellery, Gold, and Watches—once a favorite for hitting milestones—now earns zero rewards.
- Quarterly Lounge Spend Hurdle: Despite the ₹10,000 fee, domestic lounge access (2 per quarter) is now strictly 'spend-linked.' You must spend at least ₹50,000 in the previous 3 months to unlock your visits, which is frustrating for those who use this as a secondary travel card.
- 3.5% Forex Friction: For a 'Global Travel' card, the 3.5% + GST forex markup is punitive in 2026. With the merger increasing the card's utility for international Star Alliance routes, the high markup remains a major deterrent compared to low-forex rivals like the AU Zenith+.
Earning & Redemption
How You Earn
| Category | Reward rate | Yield % | Cap |
|---|---|---|---|
| Base Spends (Retail) | 6 CV Points* per ₹200 | 3.00% - 4.50% | No Upper Cap on base earning |
| Vistara/Air India Spends | 6 CV Points per ₹200 + Tier Bonus | Variable | No Upper Cap |
| Excluded Categories (2026) | No Points Earned | 0.0% | — |
Milestone Rewards
| Spend | Benefit | Value | Summary |
|---|---|---|---|
| ₹1 Lakh | Activation Bonus10,000 pts | ₹10,000 (Travel Value) | 10,000 Bonus CV Points on spending ₹1 Lakh within the first 90 days. |
| ₹2.5 Lakh | Flight Voucher0 pts | 1 Business Class Ticket | Complimentary Business Class ticket voucher (Domestic) upon hitting this spend. |
| ₹5 Lakh | Flight Voucher0 pts | 1 Business Class Ticket | Additional Business Class ticket voucher (Domestic). |
| ₹7.5 Lakh | Flight Voucher0 pts | 1 Business Class Ticket | Additional Business Class ticket voucher (Domestic). |
| ₹12 Lakh | Flight Voucher0 pts | 1 Business Class Ticket | Final milestone voucher (Total 4 milestone tickets + 1 welcome ticket = 5 total). |
Redemption Value
| Channel | Value per point | Verdict |
|---|---|---|
| Maharaja Club (Award Flights) | ₹1.00 - ₹1.50 per point1:1 Ratio | Best Value (Redeem for Business Class seats on high-demand routes) |
| Cabin Upgrades | VariableVariable | High Value (Use points to upgrade from Economy to Business Class) |
What You Need to Know
The 'Merger' Transition
Club Vistara is being folded into Maharaja Club (Air India).
Impact: Vouchers may now have broader availability but higher 'convenience fee' taxes on bookings.
Lounge Spend Gate
Domestic lounge access requires a spend of ₹50,000 in the previous 3 months.
Impact: Casual cardholders will lose access if the card is not their primary spender.
CV Gold Retention
Renewal Gold Status now requires 4 flights + 15k Tier Points (Legacy 'free' status is stricter).
Impact: You can't just pay the fee; you must actually fly to keep the Gold perks.
Voucher Taxes
Vouchers only cover base fare. Taxes/Surcharges must be paid in cash.
Impact: On busy routes, taxes can range from ₹800 to ₹1,500 per 'free' ticket.
Essential Fine Print
Reward Exclusions
Excluded Categories (No Points): Fuel, Wallet loads, Rental payments, Government services, Insurance, Utilities, and Educational services via third-party apps.
Welcome Offer
Complimentary Business Class Ticket Voucher
One-way base fare waived Business Class ticket voucher upon payment of joining fee, after the first billing cycle, within ten days of the due date of the statement in which the fee is levied, subject to fee payment.
Club Vistara Gold Membership
Complimentary Gold tier membership including priority check-in, priority boarding, and additional baggage allowance. (Gold Tier will be issued in year 1 after fee payment, valid for 12 months from date of upgrade. Gold tier will be credited within 10 working days of fee payment; Year 2 onwards, customer needs to achieve 4 Vistara flights and 15,000 Tier Points criteria in the last 12 months to retain the gold tier)
Lounge Access
Priority PassDomestic Lounge Access
2 complimentary visits per calendar quarter to select airport lounges in India.
Travel Benefits
Club Vistara Points Earning
Earn 6 Club Vistara (CV) Points for every ₹200 spent on all eligible transactions.
Comprehensive Insurance
Air Accident Cover up to ₹2.5 Crore and Purchase Protection Cover up to ₹1 Lakh.
Discount on Trident Properties
Upto 15% off on Trident properties.
Dining Benefits
Dining Discounts with EazyDiner
Dining Discounts once per month at our partner restaurants with EazyDiner.
Golf Benefits
Golf Access
Get 6 complimentary rounds of golf at some of India's most picturesque
Milestone Benefits
Spend Milestones
Receive 1 complimentary Business Class ticket voucher each on reaching annual spends of ₹2.5 Lakh, ₹5 Lakh, ₹7.5 Lakh, and ₹12 Lakh.
Additional Features
Zero Lost Card Liability
Protection against fraudulent transactions from the moment the loss of card is reported to the bank.
Weekend Experiences
Explore curated experiences from across the world with Extraordinary weekends
Fees & Charges
| Fee Type | Amount / Details |
|---|---|
| Joining Fee | ₹10,000 |
| Annual / Renewal Fee | ₹10,000 |
| Fee Waiver Threshold | N/A |
| Forex Markup | 3.5% |
| Fuel Surcharge Waiver | 1% surcharge |
Eligibility Criteria
Age
Primary cardholder must be between 18 and 70 years of age.
Income
Minimum net income requirement of ₹24,00,000 per annum for Indian residents.
Residency
Should be a resident of India or a non-resident Indian (NRI)
Applications paused for Vistara Infinite
This card is not currently accepting new applications. Check back later.
Annual fee
₹10,000
3% – 12.5% yield