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HDFC BANK CARDS

Best HDFC Bank Credit Cards of June 2026

By CreditGully Editors · Updated June 1, 2026

HDFC Bank is India's largest private sector bank and offers some of the most rewarding credit cards in the market. From the ultra-premium Infinia to the mid-tier Regalia, there's an HDFC card for every lifestyle.

Rankings are based on our editorial criteria. Card details are subject to change — verify current terms with the issuing bank.

Credit cardBest forWelcome bonusEffective yieldAnnual fee

Premium lifestyle and travel

Club Marriott, Swiggy One, Amazon Prime

3.33% – 33.33%

₹10,000

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Ultimate travel rewards

12,500 Reward Points

3.33% – 33.33%

₹12,500

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Travel and lifestyle

Swiggy One, MMT Black Gold

1.33% – 17.33%

₹2,500

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Food and grocery delivery

3 months Swiggy One membership

1% – 10%

₹1,000

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Tata ecosystem and UPI rewards

1,499 NeuCoins

1% – 10%

₹1,499

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Online shopping and lifestyle

1,000 CashPoints

1% – 10%

₹1,000

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Frequent international travel

Club Marriott, Swiggy One, MMT Black, Amazon Prime & Times Prime

3.33% – 33.33%

₹10,000

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Fuel and grocery savings

IndianOil XTRAREWARDS membership + ₹250 voucher

0.64% – 10%

₹500

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Marriott loyalists and stays

1 Free Night Award + 10 Elite Night Credits + Silver Elite Status

0.67% – 6.3%

₹3,000

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0.33% – 10%

₹500

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Everyday utility bills and UPI payments

₹499 PhonePe Gift Card + ₹50 × 10 UPI scratch cards

1% – 10%

₹999

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Grocery shopping and Tata brand loyalty

499 NeuCoins

1% – 7%

₹499

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Mid-tier lifestyle and dining

Swiggy One & Times Prime

1.33% – 13.33%

₹1,000

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First-time cardholders and everyday apps

500 Reward Points

0.15% – 1.5%

₹500

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Frequent train travelers and railway lounge access

₹500 gift voucher

1% – 10%

₹500

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High-end fashion and department store rewards

Shoppers Stop Black Membership + ₹1,500 welcome voucher

2% – 7%

₹4,500

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Editorial Disclaimer: Opinions expressed here are the CreditGully editorial team's alone and have not been reviewed or approved by any card issuer. Compensation may impact which cards appear and how, but does not affect our editorial integrity or ratings.

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